Fire Insurance Quotes

 

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Arkansas Fire Insurance Quotes

In only 5 minutes you can get fire insurance quotes for your home in Arkansas. We provide the quickest way to find the cheapest policy with the best coverage in your city. Having the proper protection against fire doesn't have to cost you thousands of dollars. In fact each year we are able to help Arkansas homeowners get better coverage at a lower cost for home insurance.

Fire insurance quotes come from professional insurance agents in your local area plus it can all be done from your home online. Just take the next few minutes to start the process by entering your zip code above and complete the secure application. Then leave it up to the fire insurance agents to contact you with a competitive quote and possibly save money on your other policies as well.

Low Fire Danger doesn't mean No Fire Danger

Arkansas has been lucky in 2013 not seeing much wild fires so the firefighters have been helping other western states battle bigger blazes. This low fire danger doesn't mean you can relax when it comes to home fires. In fact most home fires are started by either a cooking accident or an electrical fire. Make sure you have the proper insurance coverage by having an agent review your policy each year. You may be surprised to find gaps in coverage that could cost you thousands of dollars if a loss were to occur.

How much dwelling coverage do I need?

Dwelling coverage provides the majority of coverage in fire insurance policies in Arkansas. This generally includes the structure and anything directly connected to it like a garage or deck. Fire insurance quotes will include a dwelling coverage that is determined by factors you provide in the application process. Factors include square footage, building materials and type of building.

Ask the insurance agent how they came up with the dwelling coverage and make sure it will be replacement cost and not cash value. Replacement cost is going to provide the ability to rebuild your home at today's prices versus cash value is at a depreciated value. The insurance companies use third party vendors to help determine reconstruction costs as the prices change each year. Ask a local builder what the cost per square foot would be to rebuild your home today including demolition costs.

 

 

Fire Insurance Policies Available in:

  • Fort Smith
  • Fayetteville
  • Little Rock
  • Springdale
  • Jonesboro

More cities are included but just not listed.


 

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We offer fire insurance quotes in all 50 states. By partnering with leading insurance companies and agents we are able to find you the best policy at the lowest premium.