Fire Insurance Quotes

 

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Ohio Fire Insurance Quotes

Homeowner's from Cincinnati to Columbus can get home fire insurance quotes all in one place at FireInsuranceQts.com. We take the hard work out of calling multiple companies to get quotes and allow you to complete one form online. Once you submit the application you will begin to receive up to 5 fire insurance quotes from agents who represent only the best companies. We partner with companies in Ohio that provide homeowner's insurance and offer low rates in cities like Toledo and Cleveland.

Ohio residents often own rental properties in addition to a primary residence so make sure you have the proper dwelling fire insurance policy. Ohio dwelling fire insurance policy protects a landlord against other damages that come from renting units to other individuals. This could include liability coverage specific to being a landlord or personal property coverage for furniture that is kept in the rental.

Dwelling Fire Insurance vs. Rental Property Insurance

If you own a rental property in Ohio and are wondering if there is a difference between dwelling fire insurance and rental insurance there is not. Rental property insurance offers protection for the landlord that dwelling fire insurance cannot. This protection comes in the form of liability coverage and property coverage for items owned by the landlord.

It is important to have the right policy in Ohio because many of the homes are valued so high that any lawsuit could be devastating. Whether your tenant is injured on the property or the tenant injures someone or something else there is coverage for this. Be sure to get the right type of insurance for your home whether you rent or not.

What companies offer the best home fire insurance rates in Ohio?

The interesting thing about insurance companies is that they are constantly looking to adjust rates based on their profitability. What this means is that you can usually find a cheaper fire insurance policy each year but do you really want to switch that often?

For most people there needs to be enough of a difference in rate or customer service for them to change companies. This could mean you save 30% off your home fire insurance policy or for others simply the customer service could be better. Most of the country's largest insurers operate out of Ohio so the selection is large. Companies like State Farm, American Family, Farmers and Allstate all offer home insurance in Ohio.

Available discounts

Many homeowners have the basic safety and security items that will save them on their home insurance such as dead bolt locks, fire alarms and fire extinguishers. Some discounts are less common and could save you a lot of money on your policy. For example having a fire resistant material used for the construction of your home will help lower your premium as well as having multiple policies with the same company.

Insurance companies offer great discounts when you bundle your insurance policies including auto, home, and life insurance. By doing this alone it could save 30-45% on each policy. Consider getting quotes on your auto insurance along with the home fire insurance quotes to see how much savings are possible.

Home Fire Insurance by City

  • Columbus
  • Cleveland
  • Cincinnati
  • Toledo
  • Akron

More cities are included but these are the largest in Ohio.

 

 

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We offer fire insurance quotes in all 50 states. By partnering with leading insurance companies and agents we are able to find you the best policy at the lowest premium.