Fire Insurance Quotes


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Oregon Fire Insurance Quotes

Oregon may be dominated by rain most of the year but home fires still occur just like any other state. Homeowners in Portland or Eugene are just as likely to experience a fire in their home as resident of Colorado might. offers a fast and easy way to compare home fire insurance policies online. Find the best policy for your budget from a selection of the top insurers nationwide.

Home fire insurance quotes in Oregon also include coverage for other perils like wind, hail and snow. The Pacific Northwest gets a lot of wet weather which means heavy snow and that can lead to damage on roofs. In addition you can also expect to get coverage for your personal property. Most fire insurance policies will be a package deal that comes with many coverage items that you may not think of like identity theft protection.

Lowest rates available on home fire insurance online

Compare the most reputable insurance companies to get the best coverage at the right price in Oregon. The lowest rates can be found from companies that are trying to gain market share in your city. Many home insurance companies will adjust rates every couple years to accommodate previous losses or gains. This is especially true if a large weather storm created massive damage to a town where only a couple insurance companies are present. What you will notice is new companies come into these areas after a big storm so they can offer lower rates and don't expect such a storm again.

Important Coverage on a Fire Insurance Policy

Having protection against fires is obviously a top concern but you will also need to consider your personal property and liability. It makes sense to have a policy that will provide coverage at an affordable price. This means you need to think about the other possible losses that may occur in Oregon such as wind, hail, lightning and snow.

Here are a few items that each home fire insurance policy should include:

  • Personal property - enough to replace everything you own at today's prices
  • Personal liability - protect your net worth in the event of a lawsuit
  • Medical expenses - cover medical costs if a visitor is injured at your home
  • Floater for jewelry - separately covers jewelry such as engagement rings
  • Replacement cost coverage - replaces building and property items at today's prices


Home Fire Insurance by City

  • Portland
  • Eugene
  • Salem
  • Gresham
  • Hillsboro

More cities are included but these are the largest in Oregon.



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