Fire Insurance Quotes


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Utah Fire Insurance Quotes

In such a beautiful state there are still many ways a home can be damaged including fire, snow, and wind. Utah fire insurance can provide protection against these perils and many more. offers a free online tool to compare rates from top companies in Utah. The process is simple and quick to get multiple home fire insurance quotes from companies like Farmers, Allstate, and StateFarm.

We work with agents who represent these companies and many more to offer a wide selection of policies to choose from. If you already own a home and are just looking to save some money we can help you find the right policy or if you are a new homeowner and need coverage immediately we can also help. Start by entering your zip code of the property above then complete the simple application to start receiving quotes.

Types of homeowner's policies

Fire insurance is simply another term for home insurance but there are different types of coverage available. Some policies are named peril only which specify a narrow set of coverage versus an all risk policy which is more comprehensive. The all-risk type of policy would cover anything unless it is specifically excluded on the policy.

If you are concerned about a depreciated value used to determine the claim then you should get a policy that has replacement cost coverage. Replacement cost coverage will rebuild or repair your home based on current costs. Actual cash value is another term used which will replace your belongings or rebuild using a depreciated value.

Does fire insurance only protect my house against fire?

Home fire insurance policies range in coverage from company to company but it is not uncommon to have coverage against other perils like wind, hail, or snow. Just because it is called fire insurance doesn't mean it is the only named peril covered. Be sure to check with your insurance agent to see what is and is not covered on the policy.

If you get a basic home fire insurance policy it may not protect against theft or vandalism. Theft is a very important coverage because if your property is taken from the house or while you are away it is covered. Many people think their auto insurance policy will cover items in the car but it is actually the home insurance policy that does that.

Utah is a state filled with many trees and the closer you live to the mountains the higher fire danger you will encounter. Be sure to clear brush away from your house up to 100 feet if possible and manage how dry timber builds up around the property. The more you can do to mitigate a fire the less an insurance company will charge you. This includes living close to a fire station for faster service.

Home Fire Insurance by City

  • Salt Lake City
  • West Valley City
  • Provo
  • West Jordan
  • Orem

More cities are included but these are the largest in Utah.



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We offer fire insurance quotes in all 50 states. By partnering with leading insurance companies and agents we are able to find you the best policy at the lowest premium.